Learn how we protect your data and what you agree to by using SkillSaige. Use of the app constitutes agreement with the terms below.
SkillSaige, LLC (“us”, “our”, or “we”) institutes the terms of this Privacy Policy to ensure that personally identifiable information (“PII”) is maintained in a safe, secure, and responsible manner. The following describes how we collect, use, and share the PII obtained from and about individuals who use the SkillSaige app (“App”). The Privacy Policy detailed below applies only to information collected through the App and does not apply to information that we may collect outside the use of the App such as over the phone or by email or mail. By using the App, you agree to the collection and use of information you provide to the App as described below. Please read this entire Privacy Policy to make sure you understand our practices fully.
Information Collected – We may collect PII for purposes related to our business, to improve the content of the App and our services, or for any other commercial purpose. The only PII collected from you has been voluntarily submitted and provided to us through your use of the App or in response to requests for information. We may collect such data for processing that is necessary for providing our services as carried out in our legitimate interests. User-provided Information. When you use the App, you may provide, and we may collect, PII. The types of information that we may collect include but are not limited to: name, address, email address, and date of birth. PII also includes other information, such as geographic areas or preferences, when any such information is linked to information that identifies a specific individual. Automatically Collected Information. When you use the App, we may automatically record certain information from your device by using various types of technology, including cookies. This “automatically collected” information may include IP address or other device address or ID, web browser and/or device type, the pages or content you view or interact with on the App, and the dates and times of your access or use of the App. Information from Other Sources. We may obtain information, including PII, from third parties and sources other than the App. If information from other sources is combined or associated with PII collected through the App, this combined information will be treated as PII in accordance with this Privacy Policy. We may also receive information about you, including log and usage data and cookie information, from third-party sites that integrate our services, including embeds and advertising technology. How Collected Information is Used – We may use the information that is collected in a variety of ways in providing the App, including, but not limited to, the following: Operations. We may use PII to operate, maintain, enhance, and provide all features of the App, to provide the services and information that you request, to respond to comments and questions, and to provide user support. Improvements. We may use collected PII to understand and analyze usage trends and preferences, to improve the App, and to develop new services, features, and functionality. Communications. We may use PII to communicate with you for administrative purposes such as customer service, updates on policies or terms, transactions, and communication relating to services. You may opt out of receiving such communications at any time via a link in the email you receive or by contacting us as provided in the “Contact” section. Cookies and Tracking Technology. We may use automatically collected information and other information collected on the App through cookies and similar technologies to: (i) personalize the App’s services; and (ii) monitor and analyze the effectiveness of the App. How Information is Shared – Except as described in this Privacy Policy, we will not intentionally disclose your PII to third parties without your explicit consent. We may disclose information to third parties with your consent, as well as in the following circumstances: Service Providers. In some events we may work with service providers who provide development, hosting, maintenance, and other services. These third parties may have access to or process PII as part of providing such services. We limit the information provided to these service providers to that which is reasonably necessary for them to perform their functions. Non-Personally Identifiable Information. We may make certain automatically-collected, aggregated, or otherwise non-personally identifiable information available to third parties for various purposes, including: (i) compliance with reporting obligations; and (ii) business or marketing purposes. Legal Compliance. We may disclose PII or other information if required to do so by law or in the good-faith belief that such action is necessary to comply with applicable laws, in response to a valid court order, judicial or other government subpoena or warrant, or to otherwise cooperate with law enforcement or other government agencies. We also reserve the right to disclose PII or other information that we believe, in good faith, is appropriate or necessary to: (i) take precautions against liability; (ii) protect from fraudulent, abusive, or unlawful uses or activity; (iii) investigate and defend against any third-party claims or allegations; or (iv) protect our property or other legal rights, enforce our contracts, or protect the rights, property, or safety of others. Change in Structure/Ownership. Information, including PII, may be disclosed and otherwise transferred to an acquirer, successor, or assignee as part of any merger, acquisition, debt financing, sale of assets, or similar transaction, as well as in the event of an insolvency, bankruptcy, or receivership in which information is transferred to one or more third parties as one of our business assets and only if the recipient of the PII commits to a privacy policy that has terms substantially consistent with this Privacy Policy. Third Parties – This Privacy Policy applies only to the App and not to the websites or applications of partners, affiliates, or other third parties. We may work with approved third-party service providers that may have access to or process limited PII as necessary to perform their functions, and we limit such access to what is reasonably required. We may also permit these providers to implement cookies and similar tracking technologies directly within the App. While we strive to work with reputable vendors, we do not control and are not responsible for the privacy or security practices of these third parties. We encourage you to review the privacy policies of any such providers to understand how they collect, use, and protect your information. Your Rights – We respect your privacy rights and provide you with reasonable access to the PII that you may have provided through your use of the App. If you wish to access or amend any information or PII we hold about you, you may contact us as set forth in the “Contact” section. You may further control your PII in the following ways: At your request, we will have any reference to you deleted or blocked from our records. We may retain some information you submit for backups, archiving, prevention of fraud and abuse, analytics, satisfaction of legal obligations, or where we otherwise reasonably believe there is a legitimate reason to do so. You may also submit a request to delete the PII we maintain about you by contacting us as set forth in the “Contact” section below. You may, at any time, decline to share certain PII with us, in which case we may not be able to provide to you some of the features and functionality of the App. At any time, you may object to the processing of your PII, on legitimate grounds, except if otherwise permitted by applicable law. You always have a right to lodge a complaint with data protection authorities. If you receive commercial emails or texts from us, you may unsubscribe or opt-out at any time by contacting us as set forth in the “Contact” section. Please be aware that it may take up to 10 business days for us to process your request. Additionally, even after you opt-out from receiving commercial messages, you may continue to receive administrative messages regarding the App. Third Party Servers – Certain information stored or transmitted by us hereunder, including PII, may be stored, managed, or otherwise handled by third parties. You understand and agree that we are not liable, accountable, or otherwise responsible for information communicated to or through third party servers and you hereby release us from any associated liability or responsibility consistent with the indemnifications, liability limitations, and privacy policy included herein. If you are located in the European Union or European Economic Area, please note that we will not transfer your information, including PII, to a country outside of the European Union or European Economic Area. Data Security – We follow generally accepted standards to protect the information submitted to us, both during transmission and once we receive it. We maintain appropriate administrative, technical, and physical safeguards to protect PII against accidental or unlawful destruction, accidental loss, unauthorized alteration, unauthorized disclosure or access, misuse, and any other unlawful form of processing of the PII in our possession. This may include, for example, firewalls, SSL technology, application-layer security features, password protection, and other access and authentication controls. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. We cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk. We also cannot guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. If you believe your PII has been compromised, please contact us at the address provided in the “Contact” section. If we learn of a security systems breach, we will inform you and the authorities of the occurrence of the breach in accordance with applicable law. Data Retention – We only retain the PII collected from you for a limited period of time as long as we need such data to fulfill the purposes for which it was initially collected, unless otherwise required by law. It may take additional time for your personal data to be de-indexed from search engines, depending on those search engines’ practices, over which we may have limited or no control. We will retain and use information as necessary to comply with legal obligations, resolution of disputes, and enforcement of our agreements. Opt-Out – Most mobile devices allow you to manage or disable cookies and other tracking technologies through their settings. You can typically (a) clear or block cookies in your browser or device settings, or (b) enable “Do Not Track” or similar features where available. Disabling cookies may affect certain App features or performance. For broader industry opt-out tools that cover many analytics and advertising vendors, you may visit the Digital Advertising Alliance’s consumer opt-out page at http://www.aboutads.info/choices. Please note that these mechanisms are provided by third parties, and we cannot guarantee their effectiveness or scope EU-US Privacy – We make all best reasonable efforts to comply with the EU General Data Protection Regulation framework as set forth by the European Union regarding the collection, use, and retention of personal data from European Union member countries. We adhere to the requirements of notice, choice, onward transfer, security, data integrity, access, and enforcement. We are hosted in the United States and by using the App you authorize us to transfer, store, and use your PII in the United States and any other country where we operate. Users in the European Economic Area have the right to request access to, rectification of, or erasure of their personal data; to data portability in certain circumstances; to request restriction of processing; to object to processing; and to withdraw consent for processing where they have previously provided consent. These rights can be exercised by contacting us as set forth in the “Contact” section. California Residents – The California Consumer Privacy Act (“CCPA”) provides some California residents with the additional rights listed below. Right to Know. You have the right to know and see what data we have collected about you over the past 12 months, including: The categories of personal information we have collected about you; The categories of sources from which the personal information is collected; The business or commercial purpose for collecting your personal information; The categories of third parties with whom we have shared your personal information; and The specific pieces of personal information we have collected about you. Right to Delete. You have the right to request that we delete the personal information we have collected from you (and direct our service providers to do the same). There are a number of exceptions, however, that include, but are not limited to, when the information is necessary for us or a third party to do any of the following: Complete a transaction; Provide you a good or service: Perform a contract between us and you; Protect your security and prosecute those responsible for breaching it; Fix our system in the event of a bug, virus, or malware; Protect the free speech rights of you or other users; Comply with the California Electronic Communications Privacy Act (Cal. Penal Code §1546 et seq.); Engage in public or peer-reviewed scientific, historical, or statistical research in the public interests that adheres to all other applicable ethics and privacy laws; Comply with a legal obligation; or Make other internal and lawful uses of the information that are compatible with the context in which you provided it. Other Rights. You can request certain information about any disclosure of personal information to third parties for their own direct marketing purposes during the preceding calendar year. This request is free and may be made once a year. You also have the right not to be discriminated against for exercising any of the rights listed above. Exercising your California Privacy Rights. To request access to or deletion of your PII, or to exercise any other data rights under California law, please contact us as set forth in the “Contact” section. Colorado Residents – The Colorado Privacy Act (“CPA”) provides some Colorado residents with the additional rights listed below. Right to Access. You have the right to know and see what personal data we have collected about you in a usable format. Right to Delete. You have the right to request that we delete the personal data we have collected about you, subject to applicable legal exceptions. Right to Correct. You have the right to request that we correct inaccurate personal data. Right to Opt Out of Targeted Advertising and Sale of Personal Data. You have the right to “opt out” of “ targeted advertising” and the “sale” of your “personal data” (as defined under Colorado law). Exercising your Colorado Privacy Rights. To request access to or deletion of your PII, or to exercise any other data rights under Colorado law, please contact us as set forth in the “Contact” section. Connecticut Residents – The Connecticut Data Privacy Act (“CDPA”) provides some Connecticut residents with the additional rights listed below. Right to Access. You have the right to know and see what personal data we have collected about you in a usable format. Right to Delete. You have the right to request that we delete the personal data we have collected about you, subject to applicable legal exceptions. Right to Correct. You have the right to request that we correct inaccurate personal data. Right to Opt Out of Targeted Advertising and Sale of Personal Data. You have the right to “opt out” of “ targeted advertising” and the “sale” of your “personal data” (as defined under Connecticut law). Exercising your Connecticut Privacy Rights. To request access to or deletion of your PII, or to exercise any other data rights under Connecticut law, please contact us as set forth in the “Contact” section. Oregon Residents - The Oregon Consumer Privacy Act (“OCPA”) provides some Oregon residents with the additional rights listed below. Right to Access. You have the right to know and see what personal data we have collected about you in a usable format. Right to Delete. You have the right to request that we delete the personal data we have collected about you, subject to applicable legal exceptions. Right to Copy. You have the right to receive a copy of the personal data we have collected about you. Right to Opt Out of Targeted Advertising and Sale of Personal Data. You have the right to “opt out” of “ targeted advertising” and the “sale” of your “personal data” (as defined under Oregon law). Exercising your Oregon Privacy Rights. To request access to or deletion of your PII, or to exercise any other data rights under Utah law, please contact us as set forth in the “Contact” section. Utah Residents – The Utah Consumer Privacy Act (“UCPA”) provides some Utah residents with the additional rights listed below. Right to Access. You have the right to know and see what personal data we have collected about you in a usable format. Right to Delete. You have the right to request that we delete the personal data we have collected about you, subject to applicable legal exceptions. Right to Opt Out of Targeted Advertising and Sale of Personal Data. You have the right to “opt out” of “ targeted advertising” and the “sale” of your “personal data” (as defined under Utah law). Exercising your Utah Privacy Rights. To request access to or deletion of your PII, or to exercise any other data rights under Utah law, please contact us as set forth in the “Contact” section. Virginia Residents – The Virginia Consumer Data Protection Act (“VCDPA”) provides some Virginia residents with the additional rights listed below. Right to Access. You have the right to know and see what personal data we have collected about you in a usable format. Right to Delete. You have the right to request that we delete the personal data we have collected about you, subject to applicable legal exceptions. Right to Correct. You have the right to request that we correct inaccurate personal data. Right to Opt Out of Targeted Advertising and Sale of Personal Data. You have the right to “opt out” of “ targeted advertising” and the “sale” of your “personal data” (as defined under Virginia law). Exercising your Virginia Privacy Rights. To request access to or deletion of your PII, or to exercise any other data rights under Virginia law, please contact us as set forth in the “Contact” section. Changes and Updates to This Privacy Policy – Please revisit this page periodically to stay aware of any changes to this Privacy Policy, which we may update from time to time. If we modify the Privacy Policy, we will provide notice on the App, indicate the date of the latest revision, and will comply with applicable law. Your continued use of the App after the revised Privacy Policy has become effective indicates that you have read, understood, and agreed to the current version of the Privacy Policy. Contact – If you have any questions regarding this Privacy Policy, please contact: SkillSaige, LLCThese Terms of Use (“Terms”) govern your access to and use of the services provided through the app SkillSaige (the "App”) and any materials, services, information, and data hosted or transmitted via the App, including all Content, as defined below, (collectively, “Services”) as provided by SkillSaige, LLC (“us”, “our”, or “we”). Your access to and use of the App and Content are conditioned on your acceptance of and compliance with these Terms. Please read these Terms carefully.
Terms. By accessing or using the App you agree to be bound by these Terms. You will use the App in a manner consistent with applicable laws and regulations and in accordance with these Terms. If you are dissatisfied with the App, Services, or these Terms, you agree that your sole and exclusive remedy is to discontinue your use of the App. If you are under eighteen (18) years of age, you are prohibited from using this App without adult supervision. Minors may only use the App and Services if they have appropriate permission and supervision from their parent or legal guardian. We may request additional information to verify such permission and the identity of a parent or legal guardian, via email, including for the purpose of security, data privacy, and fraud prevention. Parents or legal guardians are at all times responsible for any and all activity conducted on a minor’s account. Please note, some features of the App or Services may not be available to users under the age of 18, even with parent or legal guardian permission. You acknowledge and accept that your use of the App is at your sole risk. You represent you have the legal capacity and authority to accept these Terms and you understand that some of these Terms may not apply to you but all the Terms are nonetheless binding. As the rightful owner of the App, we reserve the right to change or terminate these Terms at any time and from time to time without any notice to you. Any such changes are automatically made part of these Terms and are fully enforceable on you. Ownership. The App and associated Content, is the owned or appropriately licensed property of SkillSaige, LLC. For purposes of this Agreement, the term “Content” means, without limitation, video, audio, photographs, images, illustrations, animations, logos, tools, information, data, text, software, scripts, executable files, graphics, and interactive features, any of which may be generated, provided, or otherwise made accessible on or through the App. The Content is protected by copyrights, trademarks, service marks, trade secrets, and/or other proprietary rights and laws, including all intellectual property rights whether or not those rights are registered. We reserve all applicable rights in and to the App and Content. Systematic retrieval of data or other content from the App to create or compile, directly or indirectly, a collection, compilation, recreation, database, or directory of the App materials is prohibited except as provided for herein. Nothing contained in the App should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any intellectual property contained or displayed in the App without written permission from us or such third party that may own such intellectual property. Your use of the intellectual property contained in the App, or any other content in the App, except as provided herein, is strictly prohibited. Any unauthorized use of the content contained in the App may violate applicable laws, regulations, and/or statutes. Account and Account Security. To use certain features of our App, you may be required to create a user account (“Account”) and provide us with a username, password, and certain other information about yourself as set forth in our Privacy Policy. Minors must have express permission from a parent or guardian to create a user account, and no access will be granted until such time that such permission is granted. You will have the ability to maintain and periodically update such information as you see fit. By registering, you agree that all information provided by you is true and accurate and that you will maintain and update this information as required in order to keep it current, complete, and accurate. You are solely responsible for the information associated with your Account and anything that happens related to your Account. If you create an Account, you agree that you are responsible for maintaining the security and confidentiality of your password and that you are fully responsible for all activities and/or charges that are incurred under your Account. Therefore, you must take reasonable steps to ensure that others do not gain access to your password and Account. You will immediately notify us if you discover or suspect that someone has accessed your Account without your permission. You will not license, sell, or transfer your Account without our prior written approval. Maintenance. To the extent that any maintenance or support is required by applicable law, we may provide support for the App, but we will otherwise have no obligation to furnish any maintenance and support services with respect to the App. Prohibitions. You may not: (a) reverse engineer, decompile, tamper with, or create derivative works of the App or Content; (b) change, modify, or alter the App or Content; (c) circumvent any protections that are a part of the App; (d) use the App for any commercial or illegal purpose, including gambling; (e) collect any information about any other user of the App through the App; (f) use the App to violate any legal right of any third party; (g) use any automated means to access or use the App (including scripts, "bots" or similar software); (h) duplicate, reproduce, publish, display, distribute, or create derivative works of the Content through any means, except as provided for herein; or (i) rent, lease, sell, assign, transfer, sub-license, or convey the App or any portion thereof for any purpose. Use. The App, and all Services, are protected by applicable law, including copyright law, and you are explicitly advised that any use of the App in violation of the law is prohibited. You may not use any aspect of the Content and Services for any commercial purpose. The App and the Content may not be modified, duplicated, reproduced, transmitted, sold, or otherwise exploited for commercial use. Any unauthorized duplication, reproduction, performance, display, distribution, or derivative works of any copyrighted Content not owned, or duly licensed, by you is against the law. Use of the App or Services for any purpose not expressly provided for herein is prohibited. User Conduct. You represent, warrant, and agree that no materials of any kind submitted or otherwise created, used, posted, transmitted, or shared by you or others through you on or through the App will violate or infringe upon the rights of any third party, including copyright, trademark, privacy, publicity, or other personal or proprietary rights; or contain libelous, defamatory, or otherwise unlawful material. You further agree not to use the App: To take any unlawful or unauthorized actions or in any way damage, disable, overburden, or impair the App or the intellectual property rights owned or licensed by us as described elsewhere herein; To upload, post, transmit, share, or otherwise make available any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment; To interfere with or disrupt the App or servers or networks connected to the App, or disobey any requirements, procedures, policies, or regulations of networks connected to the App; To use any electronic communication feature of the App for any purpose that is unlawful, tortious, abusive, intrusive on another’s privacy, harassing, libelous, defamatory, embarrassing, obscene, threatening, or hateful; or For any commercial purpose not expressly approved by us in writing. You will not use the App to upload, post, email, or otherwise transmit any advertising or promotional materials, including without limitation, “junk mail,” “surveys,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation or unauthorized communication. Updates. From time to time, we may create updated versions of the App. Updates may be automatically transmitted to you and you accept such updates according to these Terms. Unless explicitly stated otherwise, all updates will be subject to these Terms, including any amendments to these Terms. Additional Terms. Because we offer a variety of Content and Services, you may be asked to agree to additional terms before using or accessing a specific service offered by us (“Additional Terms”). To the extent any Additional Terms conflict with these Terms, the Additional Terms govern with respect to your use of the corresponding service. License to App. Subject to these Terms, SkillSaige grants you a non-transferable, non-exclusive right to download, install, and use one copy of the App in object code form only on an interactive wireless device that you own or control. You may not derive or attempt to derive the source code of all or any portion of the App, permit any third party to derive or attempt to derive such source code, or reverse engineer, decompile, disassemble, or translate the App or any part thereof. The following terms and conditions apply to you only if you are using the App from the Apple App Store. To the extent the other terms and conditions of these Terms are less restrictive than, or otherwise conflict with, the terms and conditions of this paragraph, the more restrictive or conflicting terms and conditions in this paragraph apply, but solely with respect to Apps from the Apple App Store. You acknowledge and agree that these Terms are solely between you and SkillSaige, not Apple, and that Apple has no responsibility for the App or content thereof. Your use of any App must comply with the App Store Terms of Service. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the App. In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price, if any, for the App to you; to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App, and any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be solely governed by these Terms. You and SkillSaige acknowledge that Apple is not responsible for addressing any claims of you or any third party relating to the App or your possession and/or use of any App, including, but not limited to: (a) product liability claims; (b) any claim that an App fails to conform to any applicable legal or regulatory requirement; and (c) claims arising under consumer protection or similar legislation. You and SkillSaige acknowledge that, in the event of any third-party claim that any App or your possession and use of that App infringes that third party’s intellectual property rights, SkillSaige, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim to the extent required by these Terms. You must comply with applicable third party terms of agreement when using the App. You acknowledge and agree that Apple, and Apple’s subsidiaries, are third party beneficiaries of these Terms as they relate to your license of the App, and that, upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third party beneficiary thereof. Digital Millennium Copyright Act. We comply with all copyright laws including the Digital Millennium Copyright Act (“DMCA”). If you believe the App, or any portion thereof, violates any copyright that you own or control, submit notification to us at the address provided in the “Contact” section that includes: A physical or electronic signature of the copyright owner or a person authorized to act on behalf of the owner of the exclusive right that is allegedly infringed; Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works claimed to have been infringed; Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled; Information reasonably sufficient to permit us to contact you, such as an address, telephone number, and email address at which you may be contacted; A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by you, your agent, or the law; and A statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the owner of the exclusive right that is allegedly infringed. If we remove your content in response to a copyright or trademark notice, we will notify you of such action. If you believe your content was wrongly removed due to a mistake or misidentification in a copyright notice, you can send a counter notification in response to our notification of removal. Please see 17 U.S.C. § 512(g)(3) for the requirements of a proper counter notification. In-App Purchases. Automatic Renewal. If you purchase an auto-renewing periodic subscription through the Service, your Account will be billed on a recurring basis until you cancel it as described below. After your initial subscription period, and at the end of each subsequent period, your subscription will automatically renew for an additional equivalent term. If you do not want your subscription to renew automatically, or if you wish to modify or cancel your subscription, you must log into your Account and follow the instructions to make changes or terminate the subscription. In-App Items. Within the Service, you may purchase, using real-world currency, a limited, personal, non-transferable, non-sublicensable, and revocable license to use virtual currency (e.g., virtual coins) and virtual in-app items (collectively, “Virtual Items”) solely within the Service. Virtual Items may only be purchased through the Service and not by any other means. We reserve the right to manage, regulate, control, modify, or eliminate Virtual Items at our sole discretion and without notice. We may also update pricing or add new Virtual Items at any time. We shall have no liability to you or any third party for exercising any of these rights. The transfer of Virtual Items is strictly prohibited unless expressly authorized by the Service. Except as explicitly permitted, you may not sell, redeem, or otherwise transfer Virtual Items to any other person or entity, including other users or third parties. Virtual Items have no real-world value. You cannot exchange Virtual Items for government-issued currency and we do not guarantee that any Virtual Items has any worth outside of the App. Fees and Taxes. You agree to pay all fees and applicable taxes incurred by you or anyone using an Account registered to you. We may revise the pricing for the goods and services offered through the Service at any time. All information that you provide in connection with a purchase or transaction with the Service must be accurate, complete, and current. You agree to pay all charges incurred by users of your credit card, debit card, or other payment method used in connection with a purchase or transaction with the Service at the prices in effect when such charges are incurred. You will pay any applicable taxes, if any, related to any such purchases or transactions. Cancellation of Automatic Renewals. You may cancel your subscription at any time, and cancellation will be effective immediately. You will continue to have access to the Servies until the current billing period ends. We do not provide refunds or credits for partially used subscription periods. Third Party Sites. The App may contain (or may send you through or to) links to third-party websites, apps, and/or software ("Third Party Sites"). We are not responsible for such Third Party Sites or for any content posted on, available through, or installed from such Third Party Sites. Inclusion of, linking to, or permitting the use or installation of such Third Party Sites does not imply approval or endorsement thereof by us. We shall have no responsibility or liability whatsoever for any Third Party Sites accessed through use of the App. Your use and interaction with Third Party Sites may be subject to separate terms and conditions of such Third Party Sites. If you access Third Party Sites, you must comply with the terms and conditions that apply. The App may also contain sponsored third party content or advertisements. The type, degree, and targeting of advertisements are subject to change, and you acknowledge and agree that we may place advertisements in connection with the display of any Content, Services, or information on the App. Privacy Policy. The information we obtain through your use of the App is subject to our Privacy Policy which is specifically incorporated by reference into these Terms. Termination. You agree that we may, at our sole discretion, terminate or suspend your access to all or part of the App, with or without notice and for any reason, including breach of these Terms. Any suspected fraudulent, abusive, or illegal activity may be grounds for barring your access to this App and reporting you to the proper authorities. You may terminate this Agreement only by deleting the App and all copies thereof from your devices. Upon any termination of these Terms, you shall cease all use of the App and delete all copies of the App from your devices. Any part of these Terms intended to apply following termination will so apply. Disclaimer of Warranty. The App and all associated Content are provided “as is”, with all faults and without warranty of any kind. We hereby disclaim all warranties with respect to the App and Services either express, implied, or statutory, including but not limited to the implied warranties of merchantability, satisfactory quality, fitness for a particular purpose, accuracy, quiet enjoyment, and non-infringement of third party rights. We do not warrant, guarantee, or make any representations that the App or Services are reliable, secure, or accurate, that they will meet your needs or requirements, that the App or Services will be available at any particular time or location, that any defects or errors will be corrected, or that the App or Services will be free of viruses or other harmful components. You use the App at your own risk. No oral or written communications from us shall create a warranty or in any way increase the scope of these Terms and you may not rely on any such communications. Some jurisdictions do not allow the exclusion or limitation of certain warranties or consumer rights so some exclusions or limitations may not apply to you but they shall apply to the maximum extent permitted by law. We make no attempt to confirm, and do not confirm, any user’s purported identity, with the exception of parental consent. You are solely responsible for determining the identity and suitability of other users whom you may contact and work with via the App. We make no representations, offer no assurances, and do not investigate the backgrounds, morality, character, skills, or capabilities of any user, and you hereby acknowledge that you assume the risk of any encounter or interaction with such persons. We do not endorse any users. Limitation of Liability. You hereby agree that we, along with our subsidiaries, affiliates, and assigns, and each of their directors, officers, agents, contractors, partners, and employees, shall not be liable to you or any third party for any indirect, special, consequential, or incidental damages including but not limited to damages for loss of funds or property, business interruption, loss of business opportunity, loss of data, injury, death, or any other hardship, damages, or losses arising out of or related to: the use or inability to use the App or Services, however caused; unauthorized or accidental access to or alteration of data; statements or conduct of any third party; or any matter relating to the use of the App or Services; and even if we have been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of certain remedies or damages so some exclusions and limitations may not apply to you but they shall apply to the maximum extent permitted by law. Indemnification. You hereby indemnify and hold us, our subsidiaries, affiliates, and assigns, and each of their directors, officers, agents, contractors, partners, and employees, harmless from and against any loss, liability, claim, demand, damages, costs, and expenses, including reasonable attorneys’ fees, arising out of these Terms or in connection with any use of the App or Services including, but not limited to, any damages, losses, or liabilities whatsoever with respect to or arising from the possession, use, or operation of the App or Services. Legal Compliance. You represent and warrant that (a) you are not located in a country that is subject to a United States government embargo, or that has been designated by the United States government as “terrorist supporting” country; and (b) you are not listed on any United States government list of prohibited or restricted parties. Severability. If any provision of these Terms is found unenforceable or illegal, we may reform such provision to make it enforceable and legal or such provision may be severed and in either case these Terms with such provision reformed or severed will remain in full force and effect to the fullest extent permitted by law. Our failure to enforce any part or portion of these Terms shall not be considered a waiver. California Residents. If you are a California resident, in accordance with Cal. Civ. Code § 1789.3, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210. Dispute Resolution. We hope to address all of your claims through good faith negotiation and ask that you contact us at the address listed in the Contact section with any issues you may have regarding the App or these Terms. Any dispute, controversy, or claim arising out of or related to these Terms, or the breach thereof, which cannot be resolved by good faith negotiation between the parties shall be settled by binding arbitration by the American Arbitration Association in accordance with its Commercial Arbitration Rules in Denver, Colorado. Any resulting resolution may include the award of related fees and costs, including reasonable attorneys' fees, and may be entered in any court of competent jurisdiction. Controlling Law. These Terms shall be governed by the laws of the State of Colorado and of the United States. Subject to the arbitration requirement above, all claims, legal proceedings, or litigation arising in connection with the App or Services will be brought solely in the courts located in Denver, Colorado and you consent to the exclusive jurisdiction of and venue in such courts and waive any objection as to inconvenient forum. Entire Agreement. These Terms constitute the entire agreement between you and us relating to the subject matter hereof and supersede all prior understandings, promises, and undertakings, if any, made orally or in writing with respect to the subject matter hereof. You may not assign any of these Terms. We may assign all or any portion of these Terms in our sole discretion. No modification, amendment, waiver, termination, or discharge of any portion of these Terms shall be binding unless executed and confirmed in writing by us. Contact. If you have any questions regarding these Terms, please contact: SkillSaige, LLC contact@skillsaige.com