Legal and policy information

SkillSaige, LLC (“we,” “us,” or “our”) collects and handles personal information in order to operate the SkillSaige app and related services. This policy applies to information collected through the app and associated services. By using the app, you agree to the collection and use of information described here.

Information Collected

We may collect information that you voluntarily provide while using the app, responding to requests, or communicating with us. This can include name, address, email address, date of birth, and other information associated with an identifiable person.

We may also automatically collect information from your device and usage of the app, including IP address, browser or device type, pages or content viewed, interaction data, and access timestamps. We may use cookies and similar technologies for personalization, analytics, and service operations.

In some cases, we may receive information about you from third parties or from integrated services. When that information is combined with information we already hold, we treat it as personal information under this policy.

How We Use Information

We may use collected information to operate, maintain, improve, and secure the app; provide requested services and support; analyze usage patterns; develop new functionality; and communicate with you about service updates, transactions, policies, and support matters.

You may opt out of commercial communications by using the unsubscribe mechanism in the message or by contacting us directly, though you may still receive administrative or transactional notices.

How Information Is Shared

We do not intentionally disclose your personal information to third parties without your consent except as described in this policy. We may share information with service providers that support hosting, development, analytics, maintenance, or similar operations, subject to appropriate need and scope limits.

We may also disclose information to comply with law, enforce agreements, respond to legal process, protect rights and safety, investigate misuse, or in connection with a merger, acquisition, financing, bankruptcy, or similar transaction.

Third-Party Services

This policy applies to SkillSaige services and not to third-party sites or applications. Third-party providers may implement their own cookies or tracking technologies, and their privacy practices are governed by their own policies.

Your Rights

You may request access to, correction of, or deletion of personal information we hold about you, subject to applicable law and operational needs such as fraud prevention, backups, archiving, analytics, dispute resolution, and legal compliance. You may also object to certain processing where applicable law provides that right.

If you are located in a jurisdiction with additional privacy rights, including California, Colorado, Connecticut, Oregon, Utah, Virginia, the European Union, or the European Economic Area, you may contact us to exercise applicable access, deletion, correction, portability, restriction, opt-out, or complaint rights.

Data Security and Retention

We use administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, misuse, alteration, disclosure, and destruction. No transmission or storage method is completely secure, and use of the app is at your own risk.

We retain personal information only as long as needed for the purposes for which it was collected, unless a longer retention period is required or permitted by law.

Changes to This Policy

We may update this privacy policy from time to time. Continued use of the app after an update constitutes acceptance of the revised policy.

Contact

If you have questions about this privacy policy or would like to exercise a privacy right, contact SkillSaige, LLC at contact@skillsaige.com.

These Terms of Service govern your use of the SkillSaige app, website, content, and related services. By accessing or using SkillSaige, you agree to these terms.

Eligibility and Accounts

You are responsible for maintaining accurate account information, safeguarding your credentials, and all activity that occurs under your account. If you believe your account has been compromised, contact us promptly.

Permitted Use

Subject to these terms, SkillSaige grants you a limited, non-exclusive, non-transferable right to access and use the app and related services for their intended purposes. All content, software, and services remain protected by applicable intellectual property laws.

Prohibited Conduct

You may not reverse engineer, tamper with, duplicate, sell, sublicense, scrape, automate access to, or otherwise misuse the app or its content. You may not use the service for unlawful, infringing, harassing, abusive, fraudulent, or commercial activity that SkillSaige has not expressly approved in writing.

You also may not upload malicious code, interfere with service performance, circumvent platform protections, collect information about other users without authorization, or use the service in violation of another party’s rights.

Third-Party Services

The app may contain links to third-party sites, services, or software. SkillSaige is not responsible for the content, availability, or practices of those third parties, and your use of them is governed by their own terms.

Subscriptions and In-App Purchases

If you purchase an automatically renewing subscription, billing will recur until you cancel. You may manage or cancel recurring subscriptions through your account or the applicable platform. We may revise pricing, offerings, or virtual items at any time, and refunds may be limited by applicable platform rules and purchase terms.

Termination

We may suspend or terminate access to the service, with or without notice, if we believe you have violated these terms, created risk for users or the service, or where otherwise permitted by law. Upon termination, your right to use the service ends immediately.

Disclaimers

The app and related services are provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, and quiet enjoyment, to the maximum extent permitted by law.

Limitation of Liability

To the maximum extent permitted by law, SkillSaige and its affiliates, officers, employees, contractors, and partners are not liable for indirect, incidental, consequential, special, exemplary, or punitive damages, or for loss of data, profits, business, goodwill, or other intangible losses arising from or related to your use of the service.

Indemnification

You agree to indemnify and hold SkillSaige and its affiliates, officers, employees, contractors, and partners harmless from claims, liabilities, damages, losses, and expenses arising from your use of the service, your content, or your violation of these terms or applicable law.

Governing Law and Disputes

These terms are governed by the laws of the State of Colorado and the United States. SkillSaige asks that disputes first be raised through good-faith negotiation. If a dispute cannot be resolved informally, it may be resolved through binding arbitration in Denver, Colorado, subject to applicable law.

Entire Agreement

These terms constitute the entire agreement between you and SkillSaige regarding the service and supersede prior agreements or understandings relating to the same subject matter.

Contact

If you have questions about these terms, contact SkillSaige, LLC at contact@skillsaige.com.